Cookie Policy

Last updated: September 2025

This Cookie Policy explains how Billio.ch (SwissInvoice) uses cookies and similar technologies on billio.ch and related services provided in and for Switzerland.

We primarily use essential cookies necessary to operate the service, a language preference cookie, and cookies required by Stripe for secure payment processing.

Disclaimer

We do not provide insurance or compensation in connection with the use of cookies and do not guarantee the absence of errors.

1. What are cookies?

Cookies are small text files placed on your device to ensure the site functions correctly, to remember preferences, and to secure sessions.

2. Types of cookies we use

Essential cookies (no consent required)

Strictly necessary for the website and service to function and to keep you signed in securely.

  • session_id – authentication/session management (session)
  • csrf_token – security and CSRF protection (session)
  • stripe_* – Stripe payment security and fraud prevention (up to 1 year)

Preferences

Remember your settings, such as selected language.

  • language – stores selected UI language (up to 1 year)

Analytics (legitimate interest)

We use basic analytics based on legitimate interest to improve our service quality and user experience. This includes anonymous usage statistics, performance monitoring, and error tracking. We use Google Analytics 4 with enhanced privacy settings (IP anonymization, no cross-site tracking). You can opt out at any time using browser settings or the opt-out link below.

  • _ga – Google Analytics session tracking (up to 2 years)
  • _ga_* – Google Analytics 4 property tracking (up to 2 years)
  • _analytics_* – basic performance and error metrics (up to 24 months)

3. Third-party cookies

We may use Stripe for payments (essential cookies) and infrastructure providers (e.g., CDN/security). These providers place cookies only as necessary to deliver their services and are subject to their own policies.

4. Consent and legitimate interest

  • Essential cookies are used without consent to provide the service.
  • Analytics cookies are used based on legitimate interest to improve service quality. You can opt out at any time.
  • Marketing and personalization cookies require your explicit consent.
  • You can manage all cookies in your browser settings or using our preference center.

4a. Legitimate interest for analytics

Under Swiss data protection law, we process basic analytics data based on legitimate interest (Art. 6(1)(f) GDPR equivalent). This allows us to understand how our service is used, identify technical issues, and improve user experience. Our legitimate interest is balanced against your privacy rights through: IP anonymization, no cross-site tracking, aggregated data only, and easy opt-out options.

5. Browser controls

  • Block or delete cookies in your browser settings
  • Set ‘Do Not Track’ (DNT) or tracking protection features if available
  • Receive prompts when a site attempts to set cookies

6. International data transfers

Primary processing occurs in Switzerland. If third-party providers transfer data internationally, we ensure appropriate safeguards (e.g., SCCs/adequacy).

7. Updates to this policy

We may update this Cookie Policy to reflect technical or legal changes. Material updates will be announced via the service.

8. Contact

DaniLov Services, Route de Moncor 33, 1752 Villars-sur-Glâne, Switzerland — privacy@billio.ch